Remote
Full Time
Intermediate or Experienced
$75,000 to $92,500 a year
Bradenton, Florida, United States
About the job
CoAd is looking for a Benefits Solutions Analyst on our Agency Insurance Services team to turn employer needs into competitive, accurate benefits strategies. In this fully remote, full-time role, you’ll build small-group and large-group quotes, design carrier and plan recommendations, and prepare client-ready proposals that Regional Business Consultants and Account Managers can take to market. You’ll work closely with the Agency Director, and you’ll help keep the 1/1 renewal and open enrollment peaks on schedule. If you have two or more years of benefits or carrier quoting experience and a strong eye for detail, this role puts that expertise to work where it matters most: winning new business.
Key Responsibilities
Small-group quoting
- Review quotes and market comparisons for eligible small-group cases, and correct errors before anything reaches an RBC or AM.
- Run small-group quoting through our proprietary systems as the primary production method, and flag unsupported carriers, plans or workflow failures to Agency leadership
- Additional quotes will be run through GA Partners
- Evaluate eligible small-group ACA PEO cases against agency alternatives early, using the existing submission, so options are visible sooner.
- Meet quote turnaround SLAs and keep manual minutes per case and rework low.
Market strategy and proposals
- Build the strategy behind each quote: carrier selection, plan design fit, rate and network considerations, and a clear recommendation.
- Build comparisons and proposals that are accurate, readable and ready for client presentation.
- Support large-group and alternative-funding cases (fully insured, level-funded, self-funded) as designated by Agency Director.
- Present proposals to clients, RBCs or AMs when needed.
- Respond to remarket requests from AMs, and support renewal strategy when an AM recommends remarketing instead of renewing.
Sold-case handoff
- Deliver a complete sold-case package to the Implementation handoff gate, with plans, rates, contributions and carrier details confirmed.
- Answer Implementation and Benefits Operations questions on the quoted and sold plans.
- Work with the Benefits Sales Coordinator so cases arrive complete and are tracked in Salesforce.
Collaboration and quality
- Partner with RBCs on new business and with AMs on remarkets. Take direction from Agency leadership, who is the final quality gate on proposals.
- Keep Salesforce case statuses and records current so Sales can follow progress without chasing status.
- Contribute to carrier relationships and new-product vetting, with guidance from Agency Director.
- Protect plan data and client information and follow agency compliance and carrier requirements.
Secondary accounts (transitional)
- Analysts support some account management, but the primary focus is to focus fully on new business.
Required Skills & Experience
- Bachelor's degree in business, insurance, finance, healthcare administration or a related field, or equivalent experience.
- 2 or more years of experience in employee benefits, group health insurance, carrier quoting or benefits brokerage.
- Working knowledge of small-group ACA plan design, group medical, dental, vision and ancillary products, and carrier rating basics.
- Strong attention to detail, with a record of producing accurate, error-free quotes and proposals.
- Proficiency in Excel and in building clear client-ready comparisons and presentations.
- Clear written and verbal communication with RBCs, AMs, carriers and clients.
- Ability to manage multiple cases and meet turnaround deadlines, including the 1/1 renewal peak and open enrollment.
- Ability to obtain a state Life and Health insurance license within a timeframe set by HR, if the role requires one.
Preferred Experience
- Active Life and Health insurance license, or professional designations such as GBDS, RHU, REBC or CEBS.
- Experience with PEO-sponsored plans, level-funded or self-funded arrangements, or large-group RFPs.
- Experience with quoting platforms, Salesforce, or process automation tools.
- Familiarity with ACA, ERISA and carrier filing and underwriting requirements.
- Experience working with carrier and General Agent partners.
Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Matching
Paid Time Off (PTO)
Paid Holidays
Sick Leave
Life Insurance
Short-term Disability
Remote Work
About CoAd
CoAd helps businesses navigate the complexities of workforce management through a combination of technology, expertise, and human support. Serving more than 17,000 clients nationwide, CoAd delivers payroll, HR, benefits administration, compliance support, workforce technology, and PEO services that help organizations simplify operations, support their employees, and drive growth.
Built on the belief that workforce solutions should be integrated, intuitive, and people-centered, CoAd empowers employers to manage their workforce with greater confidence while adapting to the evolving needs of today’s workplace.
EEO
CoAd is committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, national origin, ancestry, citizenship status, age, sex (including pregnancy, childbirth, breast feeding and pregnancy-related medical conditions), gender, gender identity or expression, sexual orientation, marital status, uniform service member and veteran status, disability, genetic information, or any other characteristic protected by applicable federal, state, or local laws and ordinances.